Your Trusted Partner
for Custom Insurance Software Development

  • End-to-End Support
  • Security and Privacy by Design
  • Transparent Communication

From claims automation to underwriting analytics, we help carriers, brokers, and InsurTech companies build and modernize the software behind their operations. Whether you’re modernizing legacy systems or developing a new digital product, we extend your engineering capacity with skilled teams that bring specialized domain knowledge, agile delivery, and end-to-end support, from architecture to post-launch optimization.

Discuss your project

  • Top 1% of global
    Software Service providers

  • ISO 27001 certification
    by Bureau Veritas

  • GDPR-Compliant processes
    for responsible data protection

  • AWS trusted infrastructure
    for scalable solutions

  • Bureau Veritas
    an independent global leader in testing, inspection, and certification.

What’s holding insurance innovation back?

Insurance organizations face pressure to meet changing customer expectations while working within complex regulatory requirements. At the same time, legacy systems, disconnected data, and manual workflows can make even straightforward changes harder than they should be. Custom-built software solutions for insurance industry operations can address gaps tied to specific workflows, integrations, and product models.

  • Operational Bottlenecks

    Disconnected systems and manual processes slow down claims handling and customer service.

  • Rising Compliance Costs

    Keeping up with changing requirements across markets adds work to already complex processes.

  • Legacy Modernization

    Older platforms can make scaling, integration, and routine changes harder and more costly than they need to be.

  • Fragmented Customer Experience

    Disconnected customer journeys and limited self-service can create unnecessary friction for policyholders, agents, and support teams.

  • Data Silos

    Isolated data sources reduce visibility across underwriting, risk, and customer engagement.

  • Slow Time-to-Market

    Rigid systems and tightly coupled processes can slow the introduction of new products, pricing changes, and feature releases.

Our Insurance Software Development Services

We offer end-to-end insurance software services for insurers, brokers, and InsurTech companies developing new products or modernizing existing systems. Our teams work across policy administration, claims, underwriting, customer platforms, data, and cloud modernization, with solutions tailored to your business goals and existing environment.

  • Claims Management Systems & Automation

    We help develop custom claims platforms that simplify intake, improve tracking, and reduce repetitive manual work across the claims lifecycle. Automated workflows and integrations with third-party data sources can support faster handling, more consistent processing, and fraud-detection workflows where relevant.

  • Policy Administration Systems

    We help build systems that support the policy lifecycle, from quoting and issuance to renewals and endorsements. Our specialists can tailor interfaces and workflows to your business logic and design modular architectures that make future product, rating, or integration changes easier to manage.

  • Underwriting & Risk Management Solutions

    Build underwriting tools that work with internal data, third-party APIs, predictive models, and business rules to support faster, more consistent risk assessment. Our engineers can develop rule engines, scoring workflows, and supporting automation for life, P&C, health, and specialty insurance use cases.

  • Digital Customer & Agent Portals

    Design and build web and mobile portals that give customers and agents easier access to quotes, policies, claims, and support. These interfaces can connect with existing policy administration, CRM, and other internal systems while being tailored to the workflows different user groups actually need.

  • Insurance Data Analytics & BI

    Work with Beetroot to develop analytics and BI capabilities that help insurance teams make better use of data across portfolios, claims, underwriting, and operations. The underlying capabilities can include dashboards, reporting tools, forecasting models, and other analytics shaped around the decisions your teams need to make.

  • Cloud Migration & Legacy Modernization

    We help insurance companies modernize legacy systems and move suitable workloads to cloud environments. Depending on the project, this can include code refactoring, API-first architecture, data migration, and integration work that makes older systems easier to evolve and maintain.

Move your insurance product or core systems forward with the engineering support they require

How We Work

We take a structured, collaborative approach to delivering insurance software solutions that fit your systems, workflows, and business priorities. Depending on the engagement, our teams can support the work from early scoping and architecture through development, integration, and launch.

  • Initial Consultation & Scope Definition

    We start by understanding your business model, insurance products, existing systems, and the problem you’re trying to solve. Together, we define the scope, technical requirements, and priorities for the work ahead.

  • Solution Architecture & Planning

    Our engineers plan an architecture that fits your existing infrastructure and anticipated growth. We also map the integrations, data flows, and technical controls the solution will need to work with.

  • UI/UX Prototyping & Validation

    We create wireframes and prototypes that reflect the workflows of agents, underwriters, policyholders, or other users. Early stakeholder feedback helps refine the experience before development moves further.

  • Agile Development & Integration

    We work in iterative sprints, allowing you to review progress and provide feedback regularly. Our engineers integrate the solution with relevant policy administration systems, CRMs, payment gateways, and other parts of your existing environment.

  • Testing & Quality Assurance

    Our QA specialists test functionality, performance, and relevant security scenarios before release. Where useful, testing can reflect real insurance workflows and edge cases to check how the solution behaves under expected operating conditions.

  • Deployment & User Training

    We can support deployment to your chosen cloud, on-premises, or hybrid environment and prepare the necessary handover documentation. When needed, we can also help relevant users and technical teams get comfortable with the new system.

  • Post-Launch Support & Iteration

    If ongoing support is part of the engagement, our team can stay involved after launch to address issues, refine functionality, and support further scaling or modernization as needs change.

What if building the insurance platform you need didn’t come at the cost of the timeline you’re working to? With Beetroot, you get both. And more.

Let’s build your solution

  • Proven track record in software engineering

  • The right talent sourcing mix

  • Long-term partner approach

  • Transparent communication

Embedded Compliance by Design

In insurance, trust depends on how well systems protect sensitive data, support privacy requirements, and account for the regulatory context they operate in. That’s why compliance isn’t something our insurance website developers “add later,” but a principle we build in from day one.

  • Compliance From Requirements to Architecture

    Design, train, and deploy intelligent systems. From predictive analytics and NLP algorithms to computer vision and custom LLMs, we’ll help you build software to turn complex data into clear, actionable insights.

  • Build compliance and security considerations into the technical foundation from the start

  • Relevant Standards and Frameworks

    Depending on your product and market, our teams can work with the technical requirements tied to GDPR, CCPA, HIPAA for health data, NAIC model laws, IFRS 17, PCI DSS, and OWASP guidance. Your stakeholders and advisers retain final legal and compliance interpretation.

  • Security and Privacy by Design

    Engineering measures can include encryption, role-based access control, secure authentication, secrets management, and DevSecOps practices. We align the technical approach with data sensitivity and the client’s existing security requirements.

  • Automated Checks and Traceability

    CI/CD checks, logging, and documented change histories can support internal security and compliance review throughout development. Where relevant, we can also design audit trails that make important system activity easier to investigate and verify.

Featured Work

See how our teams have supported complex claims workflows and data-heavy products through custom development and long-term collaboration.

  • IfDelayed

    IfDelayed needed to digitize a complex flight-compensation process while keeping GDPR requirements in view. A cross-platform service replaced manual document handling with digital forms, signing, customer guidance, and a dashboard accessible across devices.

    Read the full story

    • Laravel
    • React

Example Technologies & Integrations

We select technologies based on your product, existing systems, integration needs, and technical requirements. The examples below reflect tools and standards our teams use across insurance software projects.

  • Backend & Core Development

    • Java
    • C#/.NET
    • Python
    • Node.js
    • Spring Boot
    • Django
  • Frontend & Mobile

    • TypeScript
    • React
    • Angular
    • Vue.js
    • React Native
    • Flutter
  • Cloud & DevOps

    • AWS
    • Microsoft Azure
    • Google Cloud
    • Docker
    • Kubernetes
    • Terraform
  • Data & Analytics

    • PostgreSQL
    • MySQL
    • Snowflake
    • Apache Kafka
    • Elasticsearch
  • APIs & Enterprise Integrations

    • REST APIs
    • GraphQL
    • Salesforce
    • Microsoft Dynamics 365
  • Industry Standards, Identity & Security

    • ACORD
    • HL7 FHIR
    • OAuth 2.0
    • SAML
    • OWASP Top 10

Flexible Cooperation Models

Choose the engagement model that fits your goals, internal capacity, and timeline, whether you need ongoing support, a focused project, or targeted technical input.

  • Dedicated Development Teams

    Long-term engineering support

    Work with a dedicated team of engineers, designers, and QA specialists who collaborate closely with your internal team and existing processes. This model works well for long-term product development, system modernization, or parallel initiatives where continuity and additional engineering capacity matter.

  • Project-Based Solutions

    Focused delivery for defined projects

    Bring us a clearly defined initiative, such as a new digital portal, policy workflow automation, or a custom analytics solution. Beetroot can handle the agreed delivery scope from planning through development and testing, while your team stays involved at the key decision points.

  • Custom Tech Workshops

    Targeted expertise for your team

    Work through a specific technical challenge in a custom workshop led by Beetroot experts. Sessions can focus on cloud migration, architecture decisions, product scoping, or other priorities your team needs to clarify before moving forward.

Choose the level of support that fits your insurance project

Custom Insurance Software Development for Key Sectors

We work with organizations across the insurance value chain on software for claims, underwriting, policy management, customer service, and other operational needs. Requirements differ by sector, so systems, integrations, and workflows must reflect how each business actually operates.

  • Life Insurance

    Support long-term policy management with systems tailored to premium calculations, policy issuance, claims workflows, and beneficiary updates. Integrations with CRM, actuarial, and other internal systems can reduce repetitive work for both policyholders and internal teams.

  • Health Insurance

    Health insurance software development often involves sensitive data, complex member journeys, and connections with healthcare and case-management systems. We can support customer portals, claims and coverage workflows, provider-network tools, and integrations where standards such as HIPAA or FHIR are relevant.

  • Auto Insurance

    Auto insurance products may need to handle high-volume quoting, policy issuance, telematics data, and digital claims intake. Our teams can develop or extend systems that connect these workflows with fraud-detection tools, image processing, and other relevant data sources.

  • Property & Casualty (P&C)

    Support different lines of business with configurable workflows for quoting, risk assessment, claims, renewals, and inspections. We can help adapt the software to different asset types, products, and operating models as requirements change.

  • InsurTech Startups

    Accelerate your path from idea to launch with flexible, API-first platforms designed for iteration and scale. For InsurTech teams developing new products, we can support work from early architecture and prototyping through development and integration, including customer portals, claims workflows, analytics tools, or API-based solutions.

  • Reinsurance Platforms

    Reinsurance software can support treaty management, risk aggregation, pricing analysis, contract workflows, and regulatory reporting across complex portfolios. We help develop data and workflow capabilities that give analysts a clearer way to manage information across markets and stakeholders.

Tell us about the insurance workflow or product challenge you're working through

Meet Your Team

Work with experienced developers, solution architects, business analysts, QA specialists, and other specialists whose background matches your product, tech stack, and delivery needs. Their experience can support insurance projects ranging from new digital products to complex modernization work.

  • $67/h

    API Architect

    Oleh M., 7+ years of experience
    Enterprise-grade architect who has spent 7 + years turning business capabilities into secure, discoverable, and high-performance APIs. Designs and governs multi-cloud, event-driven platforms that connect microservices, external partners, and legacy systems without sacrificing reliability or speed.
    • Apache Kafka / AWS Kinesis / Airflow / AWS Glue
    • API Gateways
    • C#, .NET / .NET Core, C# ASP.NET Core
    • Cloud monitoring (AWS, GCP, Azure)
    • GraphQL
    • IaC/Config: Terraform, CloudFormation (IaC), Ansible
    • Jenkins / GitLab CI / GitHub Actions / Git
    • Microservices
    • Orchestration: Kubernetes, Docker
    • Spring (Boot/WebFlux/Data) / Hibernate / Quartz Scheduler

    Request full CV

  • $68/h

    Frontend Software Architect

    Serhii R., 8+ years of experience
    Frontend architect with a strong background in designing complex, high-performance user interfaces and scalable frontend architectures. Experienced in selecting component-driven frameworks, implementing design systems, and leading cross-functional teams through UI modernization efforts.
    • Agile methodologies
    • Angular Material / SCSS / Tailwind CSS / Bootstrap
    • GraphQL
    • JS (React / Angular / Vue)
    • Next.js
    • RESTful APIs
    • RxJS / NgRx / Redux / Vuex/Pinia / Riverpod
    • Storybook
    • TypeScript
    • Webpack / Vite / Nx

    Request full CV

  • $60/h

    Vue.js Full-Stack Architect

    Robert W., 5+ years of experience
    Designs and implements end-to-end solutions combining Vue.js frontends with backend architectures. Drives technical decision-making for large-scale projects, establishes development workflows, and architects solutions that handle high traffic volumes.
    • CI/CD
    • Cloud Platforms: AWS, Azure, GCP
    • JS (React / Angular / Vue)
    • JS/TS: Node.js, Next.js, Express, NestJS
    • MongoDB / Redis / DynamoDB / InfluxDB
    • Nuxt.js
    • Orchestration: Kubernetes, Docker
    • PostgreSQL / MySQL / SQL (general) / Snowflake / Redshift
    • TypeScript
    • Webpack / Vite / Nx

    Request full CV

  • $29/h

    Middle .NET Developer

    Adam V., 2+ years of experience
    Adam boasts hands-on experience in all phases of the software development lifecycle, from gathering project requirements to design, development, testing, and implementation.
    • C#, .NET / .NET Core, C# ASP.NET Core
    • JS (React / Angular / Vue)

    Request full CV

  • $42/h

    Middle Full-Stack Developer (React.js / Node.js)

    Ivan D., 3+ years of experience
    A TypeScript developer with over 2 years of experience in building responsive front-ends using React and Next.js, coupled with scalable back-end services using Node.js. Proficient in designing clean architectures, managing data with PostgreSQL and MongoDB, and integrating third-party services. Adept at optimizing performance and delivering features efficiently within cross-functional teams.
    • CI/CD
    • Firebase suite
    • GraphQL
    • JS (React / Angular / Vue)
    • JS/TS: Node.js, Next.js, Express, NestJS
    • PostgreSQL / MySQL / SQL (general) / Snowflake / Redshift
    • RESTful APIs
    • Serverless Framework, AWS Lambda / GCP Cloud Functions
    • TypeScript

    Request full CV

  • $60/h

    Cross-Platform App Design Specialist

    Alexander V., 7+ years of experience
    Alexander focuses on designing web and mobile apps using Flutter and React Native. His background includes working with fast-growing digital products in fintech and education. He excels at prototyping, accessibility, and building scalable, responsive design systems to support development and user success. Alexander delivers both Android and iOS app design services.
    • Flutter
    • React Native

    Request full CV

  • $58

    Performance & Load Testing Engineer

    Sofia M., 6+ years of experience
    Sofia runs performance and load tests to assess chatbot behavior during expected traffic peaks. She measures latency, throughput, and resource use while testing integrations for bottlenecks and failure points.
    • Datadog APM
    • JMeter
    • k6
    • Orchestration: Kubernetes, Docker
    • SOC 2 readiness review

    Request full CV

  • $45/h

    Payment Gateway QA Specialist

    Dimiter S., 7+ years of experience
    Dimiter specializes in retail testing services and payment gateway verification. He ensures smooth card processing, handles currency conversions, and checks for edge cases in PayPal, Stripe, and other popular gateways. Skills: PayPal Sandbox, Stripe API, Postman, BrowserStack.
    • Automated testing
    • Manual testing
    • QA

    Request full CV

  • $44

    Information Security Engineer

    Maria L., 5+ years of experience
    Skilled in network standards (TCP/IP, OSI), *NIX systems (Linux, BSD), coding in C++, Java, Python, Bash, and reverse engineering (IDA, Jadx), with expertise in application testing standards (OWASP). Experience includes penetration testing, security audits, OSINT, vulnerability identification, SOC monitoring, and incident response.
    • Cloud Platforms: AWS, Azure, GCP
    • DevOps

    Request full CV

  • $34/h

    Application Security Engineer

    Den B., 4+ years of experience
    Skilled in global penetration testing, including web application, API testing, social engineering, OSINT, external network, and Active Directory assessments. Proficient in using methodologies like OWASP Top 10, OWASP API Top 10, WSTG, ASVS, PTES, and CASA to conduct thorough security assessments and identify vulnerabilities.
    • Cloud Platforms: AWS, Azure, GCP
    • DevOps
    • Java / Kotlin
    • JS (React / Angular / Vue)
    • PHP: PHP, Laravel, Symfony, API Platform
    • Python (Django/Flask/Fastapi)

    Request full CV

Why choose Beetroot as your insurance software development company?

We bring a people-centered, full-cycle approach to insurance application development, helping companies build software that responds to real industry demands. With a strong focus on sustainability, transparency, and long-term value, Beetroot is more than a tech partner — we work as an extension of your team. Whether you’re launching a new InsurTech product or modernizing legacy systems, we can support you at every stage of development.

  • End-to-End Development Support

    We cover the full software lifecycle, from product discovery and system architecture to deployment and post-launch scaling, as needed. Our cross-functional teams can include developers, designers, business analysts, and QA engineers, all working toward the same product goals. Keeping these capabilities within one collaboration can reduce handoffs and make coordination easier.

  • Cross-Industry Expertise

    We’ve worked with companies across healthcare, FinTech, GreenTech, travel, and other data-heavy or regulated industries. That wider experience gives our teams useful context when insurance projects involve complex systems, sensitive data, integrations, or modernization challenges.

  • Built-In Security from Day One

    Security is not a feature; it’s a foundation. From the early stages of development, we consider best practices such as encryption, role-based access control (RBAC), and DevSecOps, based on your system requirements, helping protect sensitive policyholder data and stay aligned with GDPR, HIPAA, PCI DSS, and other relevant standards.

  • Sustainable and Ethical Delivery Model

    Sustainability and social impact are part of how Beetroot has grown as a company, from our Swedish roots to our teams across Europe and Vietnam. We bring that long-term perspective to how we build teams and partnerships.

  • Scalable Teams That Grow With You

    Our flexible team models let you adjust engineering capacity as your project needs change. You can scale the team up when priorities or workloads increase and scale it back when you need less support, while keeping continuity and project knowledge in place.

  • Transparency and Long-Term Thinking

    We value honest communication, clear documentation, and steady collaboration. Beyond delivery, we focus on building relationships that can last through multiple releases and product cycles. That long-term view helps us make decisions with more than the next sprint in mind.

Clients Say

Hear directly from the clients and partners we’ve worked with across different projects and industries.

  • Pete Jefferson,
    Senior VP, BranchPattern

    I was really impressed at the effort they put into understanding the technical delivery of our business program. They had a business analyst involved with the project who learned enough about it that it actually felt like she could be a consultant within the program. What that meant to us was that it didn’t feel like we had to spend an inordinate amount of time explaining how the program works. It also resulted in her being able to understand our intent, even when we couldn’t always provide the direction.

Let’s Build Your Insurance Software Solution

Tell us a bit about your project, and we’ll get back to you to discuss how we can help. Whether you’re exploring a new idea, fixing inefficiencies, or scaling an existing system, our team is ready to support you at every stage.

    FAQs

    The questions we hear most from teams as they start planning a custom insurance software engagement.

    Nick Tykhomyrov, CBDO, Beetroot

    Nick Tykhomyrov

    CBDO